Its a simple as 1 2 3 1 Write usis aka Dac and ask for a copy of your report. Find the fact to dispute put down the information and contact Quailcomm services Give them the dates of your Mesage sent and the will send you a copy will cost $45 and send along with your rebuttle.. then the company Feet will be held to the flame for mis reporting information.. And you might even have a claim for fraud. about 10 years ago i sued a company for misrepsentation. Now look at my new home paid for in cash.. Good luck...